Protect Your Home From Storm Damage

Summer is the season for bonfires, barbecues, and, unfortunately, summer storms. Thunderstorms are extremely common during these warm and humid months and it’s important to make sure your home is protected from wind and water damage. There are some simple and easy steps you can take to ensure the safety of your home. Before looking at the checklist, it’s important to ask; is your home covered from storm damage?

Homeowners Insurance typically covers:

  • Water damage
  • Lightning strikes and power surges
  • Fallen trees and wind damage

However, it’s important to read your policy to learn about what type of storm damage may or may not be covered, for policies vary.

To best prepare for summer storms, we’ve made a list of things to consider:

  • Review insurance policy. This, of course, ensures you and your family’s safety and finding out what kind of coverage plan is in place for your home and possessions
  • Prepare your home. Trimming trees and removing dead branches that could become projectiles with strong winds. Also, making sure doors and windows are securely shut and locked, and avoiding taking a shower or bath during a storm are all important things to remember
  • Get Organized. Keeping a list of important numbers like fire stations, hospitals, utilities, police stations, and your insurance provider is helpful in time of needing help quickly.
  • Always have an emergency kit. If the power does go out, it’s helpful to have things like batteries, flashlights, and a first-aid kit on deck
  • Avoid using electrical equipment. Try to avoid using telephones or electrical utilities because they can short circuit during a storm and potentially cause harm

Having these practices in mind during severe weather will help to keep your home, and most importantly, you and your family safe and protected.

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